PRODUCTS

HOA If-Any Workers’ Compensation

CAIS offers the only national Workers’ Compensation Program covering board members, committee members and volunteers. For 10 years, this program has been a stand-out in the industry. Competitive premiums, the highest commissions, direct bill, auto renewal and a single question email audit to the agent, make our program the best in the industry.

 

Some associations have purchased a volunteer accident policy, commonly called Accident & Health (A&H) or Accidental Death & Dismemberment (AD&D). These A&H or AD&D policies are typically very limited in the protection provided. By including our no-cost volunteer endorsement, our product covers all out-of-pocket expenses for the injury and pays for all medically necessary expenses, including physical rehabilitation, that are a direct result of the injury sustained on the job.

 

Are you an insurance agent? You can quote, bind and renew all with a few clicks at MGAlive.com. Don’t have access? Join our community of agents and download our New Producer Kit and get a login.

 

Do you work on the board of a community association? Are you a property manager? We’re here to help you too. Send us a message, or give us a call to learn more.

 

APARTMENTS If-Any Workers’ Compensation

While apartments and other commercial buildings don’t typically have the same exposure as community associations, they still face exposure from uninsured contractors. CAIS now offers a program that insures apartment and commercial building owners if involved in a Workers’ Compensation claim.

 

Every apartment or commercial building owner should consider this coverage as a back-stop to their certificate collection and verification process. This If-Any Policy can help prevent a significant loss if the building owner is deemed the ‘employer’ under the labor code.

 

Are you an insurance agent? You can quote, bind and renew all with a few clicks at MGAlive.com. Don’t have access? Join our community of agents and download our New Producer Kit and get a login.

 

Do you work on the board of a community association? Are you a property manager? We’re here to help you too. Send us a message, or give us a call to learn more.

 

CONDO HABITATIONAL

CAIS offers packaged insurance solutions for your condominiums, townhomes and planned unit developments. We work with trusted national carriers that can package the property, liability, crime and director and officers coverage, or we can offer these products on a standalone basis depending on the customer’s needs.

 

EARTHQUAKE/DIC

CAIS can write Earthquake and Flood (Difference in Conditions) coverage in the Western US for commercial building owners, condominium associations and other commercial exposures. We can offer layering for large commercial accounts and we write risks with a premium as low as $1,000.

 

SMALL BUSINESS

We specialize in small commercial accounts and have access to national carriers. We assist in placing BOP’s, Packages, Crime, Inland Marine, Umbrellas, Professional Liability, Special Events and Workers’ Compensation coverage. Plus, we write in both the preferred marketplace and the Excess and Surplus lines marketplace depending on the type of risk.

 

Are you an insurance agent? You can quote, bind and renew all with a few clicks at MGAlive.com. Don’t have access? Join our community of agents and download our New Producer Kit and get a login.

 

Do you work on the board of a community association? Are you a property manager? We’re here to help you too. Send us a message, or give us a call to learn more.

 

 

 

Let Community Association Insurance Solutions (CAIS) assist you today!

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