SMALL BUSINESS SUITE
CAIS can assist in the placement of Workers’ Compensation coverage for your small to medium sized businesses. We write over 350 class codes, including but not limited to Property Managers, Convenience Stores, Restaurants, HVAC, Plumbing, Commercial Janitorial, and Retail businesses. Competitive premiums, commissions and exceptional service!
CAIS offers packaged insurance solutions for your small to medium sized businesses. We work with trusted national carriers that can package the property, liability, and crime coverages, or we can offer these products on a standalone basis depending on the customer’s needs. Coverages are tailored to the needs of each individual business need.
Property Managers Professional Package Product
Eligible types of properties managed include, but are not limited to: Apartment, Condo/Homeowners association, Office Building, Vacation property, Cooperative, Individual home, Shopping Center/Mall/Warehouse/Industrial. New Ventures are eligible. Risks with revenues up to $5,000,000 (exception: $10,00,000 for community association managers). CAIS offers this product through local Insurance Agents. Download a flyer with additional details.
General Liability insurance is available for many classifications of Artisan Contractors including: Carpentry, Concrete, Drywall, Electrical, Fence Installation, Painting, and more. General Liability Insurance covers the cost of lawsuits brought by third parties over property damage or bodily injury allegedly caused by the business or one of its employees.
Directors & Officers
CAIS offers Directors and Officer coverage to protects individuals (and spouses) for claims made against them while serving on a board of directors and/or as an officer. This insurance covers the company as well; covering legal fees, settlements, and other costs. We work with many carriers to provide your business the best pricing and broadest forms available in the industry.
CAIS offers crime coverage to protect your customers. Crime coverage protects the insured against theft of money, securities, or other property by an employee. Ask us about Cyber Insurance and whether your crime policy currently covers this exposure.
CAIS offers errors and omissions (E&O) insurance to protect businesses against claims a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions). We work with both standard carriers and surplus lines carriers to provide your business with the best coverage solution.
CAIS offers coverage for your customer’s special events. From wine tasting to weddings our trusted carrier partners can provide your client with some of the broadest coverage forms and most competitive pricing in the industry.
CAIS offers Umbrella coverage for associations with several trusted national carriers. These policies provide coverage over and above the primary, underlying policies (General Liability, Directors and Officers, Automobile, Employers’ Liability etc.), and can provide the business with an important piece of the insurance puzzle due to an unplanned catastrophic situation.