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Welcome to CAISlive! THANK YOU for the excellent work you do for your community. We provide a resource for Association Board Members like you!


CAIS is committed to lending our industry experience and connections to assist you in your effort to guide your communities. While our primary program is If-Any and Volunteer Workers’ Compensation, our goal is to provide insight and access beyond the scope of this program. We are at our best when we can help Boards achieve their primary objective: Asset Protection and Enhancement.

Here are the top five insurance coverages that your association needs:

  1. Commercial Package Policy (Property & Liability)

  2. Directors and Officers with Employment Liability Insurance (D&O with EPLI)

  3. Crime (Employee Dishonesty or Fidelity Bond)

  4. Payroll or Volunteer ("If-Any") Workers' Compensation

  5. Umbrella (Excess Liability)


The "If-Any" Program is sometimes referred to as a ghost policy or a volunteer workers' comp policy. We offer a flyer with examples of claims that have been incurred by board members/volunteers! You may download and print the flyer for your board members. 

CAIS is a wholesaler/program administrator. If you would like a quote, and you are a Board Member or Community Manager, please contact us. We will work with your local insurance agent or recommend one appointed with CAIS.


If you’d like to learn more about insurance protection for your Community Association, please contact:


Gary Deck

Vice President of Sales and Distribution

M: 916.212.8310 (best choice)

T: 888.833.4158 Ext. 109

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