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CAIS offers a Crime program to protect your customers. Crime coverage is sometimes referred to as Employee Dishonesty or a Fidelity Bond. The Crime coverage protects the insured against theft of money, securities, or other property by an employee or property manager. The program is available for nonprofit habitational community associations including homeowners' associations (HOAs), townhomes, mobile home parks, residential/commercial condominiums (condos), & residential/commercial planned unit developments (PUDs).

Download our flyer for Crime.











We're excited to announce changes to our Crime Program! Our Program now offers Discovery Form and
Fraudulent Impersonation (Social Engineering) coverage!

Crime Program details:

  • Effective 3/1/24, our program is moving to a Discovery Form basis and includes $25,000 in protection for Fraudulent Impersonation losses

  • Available in all states

  • Employee Theft coverage limits from $25K to $6M (all states except NY & KY)

  • Employee Theft coverage limits from $25K to $1M (NY & KY)

  • Deductibles as low as $1,000

  • Premiums start below $200

  • Includes coverage for Board Members and the Property Management Company

  • Includes Computer and Fund Transfer Fraud limit equal to Employee Theft limit

  • AM Best "A+" rated

  • Direct Bill, Auto-Renewal, and Short-Term Policies available

Policy includes $25,000 limit for each coverage:

  • Fraudulent Impersonation

  • Forgery or Alteration

  • Inside The Premises - Theft Of Money And Securities

  • Inside The Premises - Robbery Or Safe Burglary of Other Property

  • Outside The Premises

  • Money Orders And Counterfeit Money


If your agency is already appointed, quote now on

Not appointed with CAIS yet? Click on the Join page.

If you’d like to learn more about insurance protection for your Community Association customers, please contact:


Gary Deck

VP of Sales and Distribution

M: 916.212.8310 (best choice)

T: 888.833.4158 Ext. 109

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