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CAIS offers a Crime program to protect your customers. Crime coverage is sometimes referred to as Employee Dishonesty or a Fidelity Bond. The Crime coverage protects the insured against theft of money, securities, or other property by an employee or property manager. The program is available for nonprofit habitational community associations including homeowners' associations (HOAs), townhomes, mobile home parks, residential/commercial condominiums (condos), & residential/commercial planned unit developments (PUDs).

Download our flyer for Crime.










  • Direct bill

  • Auto-renewal

  • Short-term policies available (to make concurrent with in-force policies).

  • Online Quote & bind on


Crime Program offers coverage for:

  • Employee Theft

  • Forgery or Alteration

  • Money Orders and Counterfeit Money

  • Computer and Funds Transfer Fraud

Crime Program details:

  • Available in all states!

  • Coverage limits from $10K to $1M (NY & KY)

  • Coverage limits from $10K to $6M (all other states)

  • Deductibles as low as $500 

  • Total Premiums range between $150 and $2,094

  • Quote, bind, and issue online

  • AM Best "A+" and "A++" rated National Carriers

  • Includes Computer and Fund Transfer Fraud at the same limit as Employee Dishonesty (Coverage A) limit

  • Includes the Management Company

Sublimits of $25,000*:

  • Forgery or Alteration

  • Inside Premises Theft of Money & Securities

  • Inside Premises Robbery or Safe Burglary of other Property

  • Outside Premises

  • Money Orders & Counterfeit Money


*Note: if an underlying risk was set at a coverage limit of $10K, and the Quote includes coverages A-G, all coverages A-G will be set at the $10K limit.


If your agency is already appointed, quote now on

Not appointed with CAIS yet? Click on the Join page.

If you’d like to learn more about insurance protection for your Community Association customers, please contact:


Gary Deck

VP of Sales and Distribution

M: 916.212.8310 (best choice)

T: 888.833.4158 Ext. 109

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