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CAIS specializes in insurance programs and products for community associations. Our agent portal,, makes quoting multiple lines for the same association fast and easy. Enter association data one-time for multiple quotes. All programs are direct bill and most are auto-renewal. Below is an overview of our product suite for community associations. 

Workers’ Compensation - If Any

CAIS offers the only national Workers’ Compensation program covering board members, committee members, and volunteers. For over 10 years, this program has been a stand-out in the industry. Competitive premiums, the highest commissions, direct bill, auto-renewal, and a single-question email audit to the agent, make our program the best in the industry. Click for more details on our "If-Any" Workers' Compensation program.

Workers’ Compensation Payroll

CAIS offers the only national Workers' Compensation program dedicated to Community Associations with direct employees and includes coverage for Board members and Volunteers. Click here for more details on our Payroll Workers' Compensation program.


CAIS offers a Crime program to protect your customers. Crime is also referred to as Employee Dishonesty or a Fidelity Bond. The Crime coverage protects the insured against theft of money, securities, or other property by an employee or property manager. Add Crime to your existing Workers’ Comp policy in seconds! Click here for details on our Crime program

Directors & Officers

Our Community Association Directors and Officers with Employment Liability Insurance Program (D&O with EPLI) covers both the associations you insure and their community management company. Click here for details on our D&O product.

Umbrella/Excess Liability

Protect your Community Association with an Umbrella/Excess Liability Insurance Policy through CAIS. The Umbrella policy provides additional liability coverage over the GL, EL, and D&O insurance when the association suffers a catastrophic loss that exceeds those policy limits. CAIS offers five limits - $5 Million, $10 Million, $15 Million, $25 Million, and $50 Million. Click for more details on our Umbrella Product.

Planned Unit Development (PUD) - Coming soon

Our A+ admitted PUD policy insures the common area property of a community association, along with offering the applicable general liability coverage. Click for more details on our PUD product

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