Planned Unit Development (PUD) 

Our Community Association PUD Insurance Product covers the common areas of a community, such as pools, tennis courts, guardhouses, sidewalks, playgrounds, and more. The product is available for nonprofit habitational community associations that are Planned Unit Developments (PUDs)/Homeowner's Associations (HOA). 

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Download our PUD flyer

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PUD Product Details:

• Competitive Rates

• Admitted and available in all states except AK, CA, FL, HI, NY, & WA

• AM Best "A++" rated national carrier

• Associations up to 500 units

• Replacement cost

• Online Quote & Bind on MGAlive.com

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Restricted Classes (Ineligible):​

• TIV over $5M

• Builder/developer in control of board

• Associations with planned/ongoing construction

• Greater than 50% of units rented/leased to others

• Public use of facilities (guests are permitted)

• Bridges for vehicle use (walking bridges ok)

• Co-op, timeshare, short-term or seasonal rental exposures

• Owned/Maintained golf courses/airfields/sewage/water treatment

• Pools with diving boards/slides/ineligible water hazards

• Non-mandatory association membership

• Association organized sports leagues

• Armed security/uninsured security

• Marine operations/boat rentals

• Property Risks in PC 9 or 10

• Master Associations

• Dam/RV Parks

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Submitting New Business

To obtain a PUD quote, email the following documents to underwriting@mgalive.com

• Acord 125

• Acord 126

• Acord 140

• Acord 141

• CAIS Supplemental Application

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If your agency is already appointed, quote now on MGAlive.com

Not appointed with CAIS yet? Click on the Join page.

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If you’d like to learn more about insurance protection for your Community Association customers, please contact:

 

Gary Deck

Director of Sales and Distribution

M: 916.212.8310 (best choice)

T: 888.833.4158 Ext. 109

Gary@MGAlive.com

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