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Planned Unit Development (PUD) - (TBD)

Our Community Association PUD Insurance Product covers the common areas of a community, such as pools, tennis courts, guardhouses, sidewalks, playgrounds, and more. The product is available for nonprofit habitational community associations that are Planned Unit Developments (PUDs)/Homeowner's Associations (HOA). 

Visit our current Product flyer Page

PUD Product Details:

  • Competitive Rates

  • Admitted 

  • AM Best "A+" rated national carrier

  • Replacement cost

  • Online Quote & Bind on

Restricted Classes (Ineligible):

  • Builder/developer in control of board

  • Associations with planned/ongoing construction

  • Greater than 50% of units rented/leased to others

  • Public use of facilities (guests are permitted)

  • Bridges for vehicle use (walking bridges ok)

  • Co-op, timeshare, short-term or seasonal rental exposures

  • Owned/Maintained golf courses/airfields/sewage/water treatment

  • Pools with diving boards/slides/ineligible water hazards

  • Non-mandatory association membership

  • Association organized sports leagues

  • Armed security/uninsured security

  • Marine operations/boat rentals

  • Property Risks in PC 9 or 10

  • Master Associations

  • Dam/RV Parks

If your agency is already appointed, quote now on

Not appointed with CAIS yet? Click on the Join page.

If you’d like to learn more about insurance protection for your Community Association customers, please contact:


Gary Deck

VP of Sales and Distribution

M: 916.212.8310 (best choice)

T: 888.833.4158 Ext. 109

PUD houses walkway bench and trees
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