Our Directors and Officers with Employment Practices Liability Insurance covers both the associations you insure and their community management company. CAIS has offered Chubb Westchester's Directors and Officers insurance for over 8 years. Quote Admitted, AM Best A++ rated, Directors and officers insurance for your Community Association customers online now through our agent portal,   MGAlive . Go to the Quote drop-down menu on our Home page and select Directors and Officers

CAIS will close early, at 10:30 a.m. PDT, on Thursday, April 16th, for our staff to attend an off-site event. We will resume normal business hours on Friday, April 17th. Our agent portal, MGAlive.com , is open for CAIS agents to quote, bind, and issue policies during our office closure. Payments may be made through our website Payments page . Visit our FAQ for answers to common questions.

Get Top Coverage and Top Customer Service! It's easy to add Umbrella/Excess Liability to your Insured's Account on MGAlive. Visit MGAlive.com  to quote or visit our Join page to apply for access. Have Umbrella questions?  Our Umbrella team is ready to help! Call (888) 833-4158. Work with an underwriter on every submission!   Protect your Community Association clients with an Umbrella Insurance Policy through CAIS. The Umbrella policy provides additional liability coverage

MGAlive Offers Easy Condo/HOA Insurance  At   CAIS, we feel lucky 🍀  to partner with agents like you who make it all possible—and we’re committed to giving you the tools you need to work faster, smarter, and more securely every day.  Whether you’re helping an association board sleep easier or tackling a tricky HOA account, our programs are ready when you are. Follow the rainbow to our Join  page for access, and let our agent portal,  MGAlive.com ,  do the heavy lifting in th

Updated 3/9/26: Our new standard and overnight Remittance Addresses are shown below. Lockbox address for payments sent through standard US mail: CAIS, LLC P.O. Box 5630 Deptford, NJ 08096   Address for payments sent with overnight delivery: CAIS/Insurity ATTN:  CAIS LBX 5630 1060 Andrew Drive, Suite 135 West Chester, PA 19380 ​ This information is also posted in the details on our Payments page. https://www.caislive.com/payments If you need any assistance, please call CAIS a

Our Directors and Officers with Employment Practices Liability Insurance covers both the associations you insure and their community management company. CAIS has offered Chubb Directors and Officers insurance for over 8 years. Quote Directors and officers insurance for your Community Association Customers online now through our agent portal,   MGAlive . Go to the Quote drop-down menu on our Home page and select Directors and Officers to start the application. Our Chubb D&O pr

CAIS will close early at 3 p.m. PST on Friday, 2/13/26, and will remain closed through Monday, 2/16/26, in observance of the Presidents’ Day holiday. We will resume normal business hours on Tuesday, 2/17/26. Our transactional website, MGAlive , will remain open over the holiday weekend. For Payments, please visit the Payments page of CAISlive. If you have a question after hours, on weekends, or during a holiday, please check for the answer on the FAQ page of CAISlive or on

CAIS will close early on Wednesday, Feb 11th, at 9:30 a.m. PST for our staff to attend an off-site event. We will resume normal business hours on Thursday, Feb 12th. Please remember that MGAlive is available online for our agents to quote, bind, and issue policies during the closure. Payments may be made through our website Payments page . Visit our FAQ for answers to common questions.

HOAs have a unique Workers' Compensation exposure. At the heart of every successful community association are dedicated board members, committee members, and volunteers.  A low‑cost If‑Any Workers’ Compensation policy—with a Voluntary Compensation Endorsement—can help extend benefits to these individuals while they perform official duties.* This protection not only reduces exposure for the HOA but also supports the volunteers who keep the community thriving. Want to learn mor

Our Directors and Officers with Employment Practices Liability Insurance covers both the associations you insure and their community management company. Available in all states & DC! Quote Directors and officers insurance for your Community Association Customers online through our agent portal,   MGAlive . Go to the Quote drop-down menu on our Home page and select Directors and Officers to start the application.  CAIS Community Association D&O available in all states & DC! C

Get Top Coverage and Top Customer Service! It's easy to add Umbrella/Excess Liability to your Insured's Account on MGAlive. Visit MGAlive.com  to quote or visit our Join page to apply for access. Have Umbrella questions?  Our Umbrella team is ready to help! Call (888) 833-4158. Work with an underwriter on every submission!   Protect your Community Association clients with an Umbrella Insurance Policy through CAIS. The Umbrella policy provides additional liability coverage

Make ONE-STOP to quote WC, Crime, D&O, & Umbrella. Available in all 50 states for most products.  Visit our Join   page to apply for access online. Already have access? Visit our agent portal, MGAlive.com   and quote today. MGAlive access includes: A- rated or higher, programs tailored solely for Community Associations, including:  ​​​ If-Any Workers' Compensation ​​​Payroll based Workers' Compensation Crime on DISCOVERY FORM w/FRAUDULENT IMPERSONATION Directors and Officer

This position has been filled. Our Operations and Technology Department has an opening for a Customer Service Coordinator. Click the link below for details and to apply online. Customer Service Coordinator

In honor of Martin Luther King Jr. Day, CAIS will close early on Friday, January 16th, at 3 p.m. Pacific Time and will remain closed through Monday, January 19th, 2026. Our agent portal, www.MGAlive.com , will remain open online during the holiday closure. If you need to make a payment, please visit the Payments page for instructions. Flyers and forms may be located on the Resources page of MGAlive and the Product Flyers  page of CAISlive.

Watch this short video to see our coverage highlights including Discovery basis and Fraudulent impersonation (Social Engineering). Click this Vimeo link , or watch below.   Discovery Basis & Social Engineering Watch this short video to learn more about our Crime Program for Community Associations, covering board members and the property management company. ​​​​​​ Crime Program details: Written on a Discovery basis and includes $25,000 for Fraudulent Impersonation/Social Engi

Thank you for being a part of our year in 2025! CAIS appreciates all of our customers, partners, & vendors and we wish you a happy new year and continued prosperity in 2026! New Years Holiday 12/31/25 - Wednesday we are closing early at 3 p.m. PT 01/01/26 - Thursday we are closed CAIS is closing early on Wednesday, December 31st, at 3 p.m. PST and will remain closed through Thursday, January 1st, 2026, in celebration of the new year. We will return to normal business hours on

We hope you enjoy a safe and happy holiday season. Our agent portal, www.MGAlive.com , will remain open online during the holidays. CAIS Holiday Schedule: December 24th, 2025 - Closing early at noon December 25th, 2025 - Closed December 26th, 2025 - Closed December 31st 2025 - Closing early at 3 PM PST January 1st, 2026 - Closed If you need to make a payment, please visit the Payments page for instructions. Flyers and forms may be located on the Resources page of MGAlive an

MGAlive users: Watch your inbox for 1/1/26 notices detailing the changes to "If-Any" Workers' Compensation minimum premiums and fees. Several states are already confirmed to have either an increase or a decrease and more are expected. Please stay opted into our emails and mark our domains ( caislive.com and mgalive.com ) as safe senders. Thank you for your attention to these notices. CAIS offers the only national Workers’ Compensation program covering board members, committe

The CAIS staff dressed up in their holiday🎄best for our annual party 🎉 but the Grinch stole the show! Who knew he was so popular!?! We had awesome raffle prizes and a contest for the best holiday attire! (Expand the slide show to see each full image)

A cautionary tale for Insurance Agents about Real HOA Ghosts* of Christmas Past.  Ebenezer Scrooge felt content as he watched the official Volunteers and Board Members from his Townhouse Association decorate the common areas of their Community Association for free. As the Association Treasurer, he was aware that they could have spent a few coins** to cover the Townhouse folk with an "If-Any" Workers' Compensation policy , but he wanted to save a little money. BAH! HUMBUG! On