Watch this short video to see our coverage highlights including Discovery basis and Fraudulent impersonation (Social Engineering). Click this Vimeo link , or watch below.   Discovery Basis & Social Engineering We lowered our Crime Program rates, effective 1/1/25, resulting in premium decreases of up to 20% for most states. ​​​​​​ Crime Program details: Written on a Discovery basis and includes $25,000 for Fraudulent Impersonation/Social Engineering Available in all states Em

CAIS honors the Veterans who have served our country. We thank you for your service. CAIS will close at 3pm on Monday 11/10/25 and will remain closed through Tues, 11/11/25. Regular business hours resume on Wed, 11/12/25. MGAlive.com is available online for our agents during the holiday closure. Payments may be made through our website Payments page . Visit our FAQ  for answers to common questions.

Take the Fear out of HOA Liability with an Umbrella/Excess Policy!  Don't Ghost Your HOA Clients in October Unless you like a   Nightmare on Elm Street!   Work with an underwriter on every submission -   they'll help you wicked fast!  Protect your Community Association with an Umbrella/Excess Liability Insurance Policy through CAIS. The Umbrella policy provides additional liability coverage over the GL, EL, and D&O insurance when the association suffers a catastrophic loss th

A spooky tale about Real Ghosts* in Community Associations. 👻 Did you know that Community Associations with Ghosts* need to have a Workers' Compensation policy? Click here to see why. Ghosts can result in claims for your Condo & HOA clients. We dare you to peek at some  Real Ghost* claims . Watch this video  for more details on this exposure. ​ We have more shocking news....If your HOA/Condo insured's account is bare for Workers' Compensation, that places your agency's E&

Note: All positions have been filled as of 11/25/25. We are currently hiring for our Operations and Technology Department and for our Accounting Department . Visit our Employment Opportunities page or click on a link below to see more details and apply online. Accounting Clerk I - This position has been filled 11/25/25. Sr. Technical Business Analyst - This position has been filled 11/4/25. If you have questions, please call 888-833-4158 and request Human Resources. If you

Watch this short video to see our coverage highlights including Discovery basis and Fraudulent impersonation (Social Engineering). Click...

Watch this short video to learn why condo associations and HOAs need an If-Any Workers' Compensation policy to cover their board members,...

Get Top Coverage and Top Customer Service! Access Excess Liability written on Admitted A+ Paper in 49 states & DC for your Community...

Lower Rates Eff. 1/1/25 We lowered our Crime Program rates resulting in premium decreases of up to 20% for most states. Download our...

We are closing early, at 3 p.m. PDT, on Friday, August 29th, and will remain closed through Monday, September 1st, in observance of Labor...

CAIS offers the only national Workers’ Compensation Programs  covering board members, committee members, and volunteers*.   For the last...

Our Directors and Officers with Employment Practices Liability Insurance covers both the associations you insure and their community...

Make ONE-STOP to quote WC, Crime, D&O, & Umbrella. We accept quotes without an FEIN; however, a valid FEIN is required at bind....

Access Excess Liability written on Admitted A+ Paper in 49 states & DC for your Community Association clients! It's easy to add...

CAIS offers the only national Workers’ Compensation Programs  covering board members, committee members, and volunteers*.   For the last...

Lower Rates Eff. 1/1/25 We lowered our Crime Program rates resulting in premium decreases of up to 20% for most states. Quote now on  ...

Make ONE-STOP to quote WC, Crime, D&O, & Umbrella. Available in all 50 states for most products. Visit our agent portal, MGAlive.com  ...

CAIS will close early on Thursday, July 3rd, 2025, and will remain closed through Friday, July 4th, 2025, in celebration of Independence...

Our Directors and Officers with Employment Practices Liability Insurance covers both the associations you insure and their community...

CAIS will close early, at 3 pm on Wednesday 6/18/25, and will remain closed through Thursday, 6/19/25, in observance of the Juneteenth...