Thank you for being a part of our year in 2025! CAIS appreciates all of our customers, partners, & vendors and we wish you a happy new year and continued prosperity in 2026! New Years Holiday 12/31/25 - Wednesday we are closing early at 3 p.m. PT 01/01/26 - Thursday we are closed CAIS is closing early on Wednesday, December 31st, at 3 p.m. PST and will remain closed through Thursday, January 1st, 2026, in celebration of the new year. We will return to normal business hours on

We hope you enjoy a safe and happy holiday season. Our agent portal, www.MGAlive.com , will remain open online during the holidays. CAIS Holiday Schedule: December 24th, 2025 - Closing early at noon December 25th, 2025 - Closed December 26th, 2025 - Closed December 31st 2025 - Closing early at 3 PM PST January 1st, 2026 - Closed If you need to make a payment, please visit the Payments page for instructions. Flyers and forms may be located on the Resources page of MGAlive an

MGAlive users: Watch your inbox for 1/1/26 notices detailing the changes to "If-Any" Workers' Compensation minimum premiums and fees. Several states are already confirmed to have either an increase or a decrease and more are expected. Please stay opted into our emails and mark our domains ( caislive.com and mgalive.com ) as safe senders. Thank you for your attention to these notices. CAIS offers the only national Workers’ Compensation program covering board members, committe

The CAIS staff dressed up in their holiday🎄best for our annual party 🎉 but the Grinch stole the show! Who knew he was so popular!?! We had awesome raffle prizes and a contest for the best holiday attire! (Expand the slide show to see each full image)

A cautionary tale for Insurance Agents about Real HOA Ghosts* of Christmas Past. Ebenezer Scrooge felt content as he watched the official Volunteers and Board Members from his Townhouse Association decorate the common areas of their Community Association for free. As the Association Treasurer, he was aware that they could have spent a few coins** to cover the Townhouse folk with an "If-Any" Workers' Compensation policy , but he wanted to save a little money. BAH! HUMBUG! On

Make ONE-STOP to quote WC, Crime, D&O, & Umbrella. Available in all 50 states for most products. Visit our Join page to apply for access online. Already have access? Visit our agent portal, MGAlive.com and quote today. MGAlive access includes: A+ Rated or higher, Admitted Programs tailored solely for Community Associations, including: ​​​ If-Any Workers' Compensation ​​​Payroll based Workers' Compensation Crime on DISCOVERY FORM w/FRAUDULENT IMPERSONATION Directors an

We'd like to take a moment to thank our customers (board members, property managers, and insurance agents), plus our vendors, contractors, our entire staff , our sister company, Kevin Davis Insurance Services , and our parent company, Amwins . Together we are stronger! Many of our Community Association insureds, agency partners, and staff have been with CAIS for 5, 10, 15 years or longer. We value our long-standing relationships and appreciate each and every one of you. We h

CAIS is closing early on Wednesday, November 26th, at 3 p.m. PST, and will remain closed through Friday, November 28th, to celebrate Thanksgiving. Our agent portal, www.MGAlive.com , will remain open for our agents during the holidays. If you need to make a payment, please visit the Payments page for instructions. Flyers and forms may be downloaded from the Resources page of MGAlive and the Product Flyers page of CAISlive. Visit our FAQ on CAISlive or MGAlive for addition

Watch this short video to see our coverage highlights including Discovery basis and Fraudulent impersonation (Social Engineering). Click this Vimeo link , or watch below. Discovery Basis & Social Engineering We lowered our Crime Program rates, effective 1/1/25, resulting in premium decreases of up to 20% for most states. ​​​​​​ Crime Program details: Written on a Discovery basis and includes $25,000 for Fraudulent Impersonation/Social Engineering Available in all states Em

CAIS honors the Veterans who have served our country. We thank you for your service. CAIS will close at 3pm on Monday 11/10/25 and will remain closed through Tues, 11/11/25. Regular business hours resume on Wed, 11/12/25. MGAlive.com is available online for our agents during the holiday closure. Payments may be made through our website Payments page . Visit our FAQ for answers to common questions.

Take the Fear out of HOA Liability with an Umbrella/Excess Policy! Don't Ghost Your HOA Clients in October Unless you like a Nightmare on Elm Street! Work with an underwriter on every submission - they'll help you wicked fast! Protect your Community Association with an Umbrella/Excess Liability Insurance Policy through CAIS. The Umbrella policy provides additional liability coverage over the GL, EL, and D&O insurance when the association suffers a catastrophic loss th

A spooky tale about Real Ghosts* in Community Associations. 👻 Did you know that Community Associations with Ghosts* need to have a Workers' Compensation policy? Click here to see why. Ghosts can result in claims for your Condo & HOA clients. We dare you to peek at some Real Ghost* claims . Watch this video for more details on this exposure. ​ We have more shocking news....If your HOA/Condo insured's account is bare for Workers' Compensation, that places your agency's E&

Note: All positions have been filled as of 11/25/25. We are currently hiring for our Operations and Technology Department and for our Accounting Department . Visit our Employment Opportunities page or click on a link below to see more details and apply online. Accounting Clerk I - This position has been filled 11/25/25. Sr. Technical Business Analyst - This position has been filled 11/4/25. If you have questions, please call 888-833-4158 and request Human Resources. If you

Watch this short video to see our coverage highlights including Discovery basis and Fraudulent impersonation (Social Engineering). Click...

Watch this short video to learn why condo associations and HOAs need an If-Any Workers' Compensation policy to cover their board members,...

Get Top Coverage and Top Customer Service! Access Excess Liability written on Admitted A+ Paper in 49 states & DC for your Community...

Lower Rates Eff. 1/1/25 We lowered our Crime Program rates resulting in premium decreases of up to 20% for most states. Download our...

We are closing early, at 3 p.m. PDT, on Friday, August 29th, and will remain closed through Monday, September 1st, in observance of Labor...

CAIS offers the only national Workers’ Compensation Programs covering board members, committee members, and volunteers*. For the last...

Our Directors and Officers with Employment Practices Liability Insurance covers both the associations you insure and their community...