Protect your Community Association with an Umbrella Insurance Policy through CAIS. The Umbrella policy provides additional liability coverage over the GL, EL, and D&O insurance when the association suffers a catastrophic loss that exceeds those policy limits. CAIS offers four limits - $5 Million, $10 Million, $15 Million, and $25 Million.
Umbrella Coverage Highlights*:
Competitive Rates
Direct Bill
Coverage available in all 50 states
Following Form Named Insured
Following Form General Liability
Directors & Officers Liability Following Form Provisions
Following Form Employers Liability (Coverage E)
Following Form Employee Benefits Liability (Coverage E)
Disaster Response Coverage Endorsement $50,000
Claims Made Endorsement (where an underlying policy is Claims Made)
Following Form Aggregate Per Location (multi-location risks must have “per location aggregate” on primary general liability policy)
$10,000 Coverage B Self Insured Retention NY Only
Certified Act of Terrorism Retained Amount Provisions –(Coverage U)
Disclosure of Terrorism
*These highlights are only a brief outline of coverages
Our Umbrella flyer contains eligibility requirements, coverage exclusions, and instructions on submitting new business. Plus links to the forms required and contact details.
Contact us for more details at (888)-833-4158. We are here to help!
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