Protect your Community Association with an Umbrella Insurance Policy through CAIS. The Umbrella policy provides additional liability coverage over the GL, EL, and D&O insurance when the association suffers a catastrophic loss that exceeds those policy limits. CAIS offers four limits - $5 Million, $10 Million, $15 Million, and $25 Million.
Umbrella Coverage Highlights*:
Competitive Rates
Direct Bill
Coverage available in all 50 states
Following Form Named Insured
Following Form General Liability
Directors & Officers Liability Following Form Provisions
Following Form Employers Liability (Coverage E)
Following Form Employee Benefits Liability (Coverage E)
Disaster Response Coverage Endorsement $50,000
Claims Made Endorsement (where an underlying policy is Claims Made)
Following Form Aggregate Per Location (multi-location risks must have “per location aggregate” on primary general liability policy)
$10,000 Coverage B Self Insured Retention NY Only
Certified Act of Terrorism Retained Amount Provisions –(Coverage U)
Disclosure of Terrorism
*These highlights are only a brief outline of coverages
The flyer contains eligibility requirements, coverage exclusions, and instructions on submitting new business. Plus links to the forms required and contact details.