CAIS offers High Limit Umbrella coverage for your Condo/HOA clients!

Protect your Community Association with an Umbrella Insurance Policy through CAIS. The Umbrella policy provides additional liability coverage over the GL, EL, and D&O insurance when the association suffers a catastrophic loss that exceeds those policy limits. CAIS offers four limits - $5 Million, $10 Million, $15 Million, and $25 Million.

Umbrella Coverage Highlights*:

• Competitive Rates

• Direct Bill

• Coverage available in all 50 states

• Following Form Named Insured

• Following Form General Liability

• Directors & Officers Liability Following Form Provisions

• Following Form Employers Liability (Coverage E)

• Following Form Employee Benefits Liability (Coverage E)

• Disaster Response Coverage Endorsement $50,000

• Claims Made Endorsement (where an underlying policy is Claims Made)

• Following Form Aggregate Per Location (multi-location risks must have “per location aggregate” on primary general liability policy)

• $10,000 Coverage B Self Insured Retention NY Only

• Certified Act of Terrorism Retained Amount Provisions –(Coverage U)

• Disclosure of Terrorism

*These highlights are only a brief outline of coverages

Download our Product flyer

The flyer contains eligibility requirements, coverage exclusions, and instructions on submitting new business. Plus links to the forms required and contact details.