Protect your Community Association with an Umbrella Insurance Policy through CAIS. The Umbrella policy provides additional liability coverage over the GL, EL, and D&O insurance when the association suffers a catastrophic loss that exceeds those policy limits. CAIS offers five limits - $5 Million, $10 Million, $15 Million, $25 Million, and $50 Million*.
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Umbrella Coverage Highlights:
Coverage available in all 50 states
Competitive Rates
Direct Bill
Disclosure of Terrorism
Disaster Response Coverage Endorsement $50,000
Claims Made Endorsement (where an underlying policy is Claims Made)
Following Form Named Insured
Following Form General Liability
Following Form Directors & Officers Liability
Following Form Employers Liability (Coverage E)
Following Form Employee Benefits Liability (Coverage E)
Following Form EPLI to the extent that insurance is provided under underlying D&O.
Following Form Aggregate Per Location (multi-location risks must have “per location aggregate” on primary general liability policy)
*$50 Million limit includes a primary layer of A+ rated $25 Million Excess Liability (including EPLI), and a secondary layer of A++ rated $25 Million Excess Liability (excluding EPLI).
Our Umbrella flyer contains eligibility requirements, coverage exclusions, and instructions on submitting new business. Plus links to the forms required and contact details.
Contact us for more details at (888)-833-4158. We are here to help!