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High Limit Umbrella Coverage Available Through CAIS!

Protect your Community Association with an Umbrella Insurance Policy through CAIS. The Umbrella policy provides additional liability coverage over the GL, EL, and D&O insurance when the association suffers a catastrophic loss that exceeds those policy limits. CAIS offers four limits - $5 Million, $10 Million, $15 Million, and $25 Million.
















Umbrella Coverage Highlights*:

  • Competitive Rates

  • Direct Bill

  • Coverage available in all 50 states

  • Following Form Named Insured

  • Following Form General Liability

  • Directors & Officers Liability Following Form Provisions

  • Following Form Employers Liability (Coverage E)

  • Following Form Employee Benefits Liability (Coverage E)

  • Disaster Response Coverage Endorsement $50,000

  • Claims Made Endorsement (where an underlying policy is Claims Made)

  • Following Form Aggregate Per Location (multi-location risks must have “per location aggregate” on primary general liability policy)

  • $10,000 Coverage B Self Insured Retention NY Only

  • Certified Act of Terrorism Retained Amount Provisions –(Coverage U)

  • Disclosure of Terrorism

*These highlights are only a brief outline of coverages


Our Umbrella flyer contains eligibility requirements, coverage exclusions, and instructions on submitting new business. Plus links to the forms required and contact details.

Download our Product flyer


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