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High Limit Umbrella coverage for your Condo/HOA clients through CAIS!

Protect your Community Association with an Umbrella Insurance Policy through CAIS. The Umbrella policy provides additional liability coverage over the GL, EL, and D&O insurance when the association suffers a catastrophic loss that exceeds those policy limits. CAIS offers four limits - $5 Million, $10 Million, $15 Million, and $25 Million.

Umbrella Coverage Highlights*:

  • Competitive Rates

  • Direct Bill

  • Coverage available in all 50 states

  • Following Form Named Insured

  • Following Form General Liability

  • Directors & Officers Liability Following Form Provisions

  • Following Form Employers Liability (Coverage E)

  • Following Form Employee Benefits Liability (Coverage E)

  • Disaster Response Coverage Endorsement $50,000

  • Claims Made Endorsement (where an underlying policy is Claims Made)

  • Following Form Aggregate Per Location (multi-location risks must have “per location aggregate” on primary general liability policy)

  • $10,000 Coverage B Self Insured Retention NY Only

  • Certified Act of Terrorism Retained Amount Provisions –(Coverage U)

  • Disclosure of Terrorism

*These highlights are only a brief outline of coverages

The flyer contains eligibility requirements, coverage exclusions, and instructions on submitting new business. Plus links to the forms required and contact details.

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