National Programs for Community Association Workers' Compensation

CAIS offers the only national Workers’ Compensation Programs covering board members, committee members, and volunteers*. For the last 17 years, our programs have been a stand-out in the industry. See both of our Workers' Comp Program highlights below.

"If-Any" Workers' Compensation Program 

Also known as a Ghost Policy or No Payroll Policy for associations without employees. Competitive premiums, the highest commissions, direct bill, auto-renewal, and a single-question email audit to the agent, make our "If-Any" WC program the best in the industry. Click here for more details on our "If-Any" WC for Condos/HOAs. Download our Flyer and Sample Claims from our website.

• Up to 15% Commission

• Board Members & Volunteers covered*

• Premiums as low as $300

• AM Best "A+" rated national carrier

• Auto-renewal, direct bill

• Simple email audit to agent, nothing to insured

• Available countrywide!

Payroll Workers' Compensation Program 

CAIS offers the only national Workers' Compensation program dedicated to Community Associations with direct employees and includes coverage for Board members and Volunteers*. Click here for more details on our Payroll WC for Condos/HOAs. Download our Payroll WC Flyer.

• Competitive rates

• Direct bill

• AM Best "A+" rated national carrier

• Available in all states (excl. ND, OH, WA, & WY)

• Voluntary Compensation Endorsement included on all payroll accounts*

• Online Submission and Bind on MGAlive

*Voluntary Compensation Endorsement available in all states unless restricted by a state’s insurance regulations.

Visit MGAlive.com to quote Workers' Compensation now!

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