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Need Umbrella/Excess Liability for your HOA & Condo Association Clients?

  • melaniep07
  • Jan 5, 2024
  • 1 min read

We accept New Business Umbrella/Excess Liability submissions for Community Associations with a 14-day lead time. Visit MGAlive.com to quote!


Protect your Community Association with an Umbrella Insurance Policy through CAIS. The Umbrella policy provides additional liability coverage over the GL, EL, and D&O insurance when the association suffers a catastrophic loss that exceeds those policy limits. CAIS offers five limits - $5 Million, $10 Million, $15 Million, $25 Million, and $50 Million*.


Not signed up yet? Get access through our Join page!















Umbrella Coverage Highlights:

  • Coverage available in all 50 states

  • Competitive Rates

  • Direct Bill

  • Disclosure of Terrorism

  • Disaster Response Coverage Endorsement $50,000

  • Claims Made Endorsement (where an underlying policy is Claims Made)

  • Following Form Named Insured

  • Following Form General Liability

  • Following Form Directors & Officers Liability

  • Following Form Employers Liability (Coverage E)

  • Following Form Employee Benefits Liability (Coverage E)

  • Following Form EPLI to the extent that insurance is provided under underlying D&O.

  • Following Form Aggregate Per Location (multi-location risks must have “per location aggregate” on primary general liability policy)

*$50 Million limit includes a primary layer of A+ rated $25 Million Excess Liability (including EPLI), and a secondary layer of A++ rated $25 Million Excess Liability (excluding EPLI).


Our Umbrella flyer contains eligibility requirements, coverage exclusions, and instructions on submitting new business. Plus links to the forms required and contact details.


Contact us for more details at (888)-833-4158. We are here to help!



 
 
 

3 Comments


toootaa1210
Apr 15

 Mình có lần lướt đọc mấy trao đổi trên mạng شيخ روحاني thì thấy nhắc nên cũng tò mò mở ra xem thử cho biết. Mình không tìm hiểu sâu rauhane chỉ xem qua trong thời gian ngắn để quan sát bố cục s3udy cách sắp xếp các mục và trình bày nội dung tổng thể. Cảm giác là các phần được trình bày khá gọn, các mục rõ ràng nên đọc lướt cũng không bị rối Berlinintim, với mình như vậy là đủ để nắm   tin cơ bản rồi. q8yat


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Score Cred10
Score Cred10
Oct 08, 2025

Paying a mortgage with a credit card sounds convenient, but it comes with a minefield of fees, interest rates, and potential credit score implications. It might feel like a hack, but the costs often outweigh the benefits, especially if your card isn’t offering significant rewards or if you carry a balance. For a thorough breakdown of the pros, cons, and legal considerations, check out https://consumerattorneys.com/article/can-you-pay-a-mortgage-with-a-credit-card. Understanding the full picture can help you avoid unnecessary financial headaches and stay in control of your credit profile.

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Henry James
Henry James
Jun 20, 2025

The value of Excess liability cannot be overstated for added financial protection. Enhance your liability limits.

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