Volunteers are spreading Spring cheer!🌻
- melaniep07
- Apr 22
- 2 min read
It's that time of year, when Condo & HOA Volunteers are planting new flowers in their Community Association. A CAIS Workers' Comp policy with Volunteer Coverage, has their back!*
For National Volunteer Week, April 20th-26th, encourage your Condo/HOA clients to cover their volunteers year-round with a low cost "If-Any" Workers' Comp policy! It's a great way to show volunteers they are appreciated while protecting the Community Association and your E&O!

If the board says, "We don't need it!" Respond with, "The association must have it in place to address any volunteer injury claims! Take a look at these Volunteer Claims."
The low-cost "If-Any" WC policy could protect the community from paying a large settlement. CAIS offers the only national Workers’ Compensation Program covering board members, committee members, and all official volunteers*. For the last 17 years, our program has been a stand-out in the industry. See both of our Workers' Comp Program highlights below. Contact Gary Deck for more details on how to protect your E&O.
Workers' Compensation - "If-Any" Program Also known as a Ghost Policy or No Payroll Policy for associations without employees. Competitive premiums, the highest commissions, direct bill, auto-renewal, and a single-question email audit to the agent, make our "If-Any" program the best in the industry. Click here for more details on our "If-Any" for Condos/HOAs. Download our Flyer from our website.
Up to 15% Commission
Board Members & Volunteers covered*
Premiums as low as $300
AM Best "A+" rated national carrier
Auto-renewal, direct bill
Simple email audit to agent, nothing to insured
Available in all states (excl. ND, OH, WA, & WY)
Workers' Compensation - Payroll Program CAIS offers the only national Workers' Compensation program dedicated to Community Associations with direct employees and includes coverage for Board members and Volunteers*. Click here for more details on our WC-Payroll for Condos/HOAs. Download our WC-Payroll Flyer.
Competitive rates
Direct bill
AM Best "A+" rated national carrier
Available in all states (excl. ND, OH, WA, & WY)
Voluntary Compensation Endorsement included on all payroll accounts*
Online Submission and Bind on MGAlive
*Voluntary Compensation Endorsement available in all states unless restricted by a state’s insurance regulations.
Get access! Apply through our Join page.
Visit MGAlive.com to quote Workers' Compensation now!
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