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We Specialize in Programs Designed for Community Associations

CAIS offers the only national Workers’ Compensation Programs covering board members, committee members, and volunteers*, designed specifically for Community Associations. We offer both "If-Any" and Payroll Workers' compensation programs. Call us to find out more details. We are here to help (888) 833-4158!


"If-Any" Workers' Comp Program

Competitive premiums, the highest commissions, direct bill, auto-renewal, and a single-question email audit to the agent, make our program the best in the industry. The "If-Any" Workers' Compensation insurance coverage is sometimes referred to as a Ghost Policy or a No Payroll Workers' Compensation policy. Download our Flyer and Sample Claims from our website.


Payroll WC Program

Click here for more details on our Payroll WC for Condos/HOAs for Condos and HOAs with direct employees.


*Voluntary Compensation Endorsement available in all states unless restricted by a state’s insurance regulations.


If you have questions about these programs, contact the Workers' Compensation Condo/HOA Team.


CAIS offers additional Community Association insurance Programs and Products for Crime, Directors and Officers, PUD, and Umbrella.


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